Payday super: What you need to know to get setup in Cashflow Manager

You must be on version 14.3.3 or later to be able to report Qualifying Earnings and receive the new tax rate changes. Click here to download the latest version.

What is Payday Super

Payday Super changes the way employers must pay superannuation contributions. Under the new rules, Superannuation Guarantee (SG) payments need to be deposited into an employee's super fund within 7 business days of paying their salary and wages.

To help support Payday Super, the ATO has introduced Qualifying Earnings (QE), which is reported via STP2. QE helps the ATO identify what your employee earns that is included in the standard super guarantee (SG) to ensure they are being paid the correct amount of super. Cashflow Manager will automatically start to report QE via STP2 for any pays after 1 July 2026.
Note: Any STP2 submissions for the 25/26 FY, including updates, will not report QE.

What is changing in Cashflow Manager?

You need to review the following information before submitting STP for pays after 1 July 2026

If you are unsure if these changes will impact you, you can view this help guide provided by the ATO which outlines what is now classed as QE:

What payments are qualifying earnings

Allowances

Allowance types have changed slightly. Any allowance type that is now under the QE category will have a [QE] tag at the end of it:

This helps identify which allowances fall under this category and which ones don’t. If you know your employees allowance needs to be listed as QE, then you can change the allowance by following the steps below:

Go to Employees under Wages on the left-hand side.
Select Modify Employee
Select Pay Details and navigate to Pay Options at the bottom of the screen.
In Allowances select the allowance you wish to change then move to Edit on the right-hand side.
Drop down the Allowance Type box and select the type specific for that allowance.
Click on Ok to save your changes.
The next time you use this allowance it will now show up as QE when submitted to the ATO

Note: If your allowances need to remain as Non-QE, but has now switch to QE, follow the same steps and select a different Non-QE allowance type. We recommend confirming with your accountant or the ATO before switching to make sure it is the correct process for your employee.

Custom Rates

Our custom rates have also changed slightly to accommodate the new QE changes. Any rate that falls under the QE category has a [QE] tag:

If you need to change the wage category of your custom rates you can do so by following the below steps:

Go to Employees under Wages on the left-hand side.
Select Modify Employee
Select Pay Details and navigate to Pay Options at the bottom of the screen.
In Custom Rates select the custom rate you wish to change then move to Edit on the right-hand side
Drop down the Wage Category box and select the category specific for that rate.
Click on Ok to save your changes.
The next time you use this custom rate it will now show up as QE when submitted to the ATO

Note: if your custom rates need to remain as Non-QE, but has now switch to QE, follow the same steps and select a different Non-QE wages category. We recommend confirming with your accountant or the ATO before switching to make sure it is the correct process for your employee.

Payday Super changes for employees under 18

If you have Under 18 Employees, it is important to be accross some important changes.

See Payday Super changes for employees under 18

SuperStream

To pay your employees superannuation on the pay date, we recommend using SuperStream which will create an electronic SAFF file for you to upload to your registered clearing house.

If you don’t have SuperStream setup, follow the steps listed on the setup and paying your clearing house using SuperStream